Commercial Truck Insurance

One Company, One Solution

Trucking, Consulting, Compliance, Carrier Services

Commercial Truck Insurance.

Innovative Logistics Group is partnered with only the best, to bring you the best…


Commercial Truck Insurance That Fits Your Business

We understand the specific needs of business owners when it comes to commercial truck insurance. Innovative Logistics now provides affordable commercial insurance options!

  • Guided by a team of experienced insurance agents skilled at consulting with owner-operators and fleet managers to ensure you are properly protected

  • Get the coverage you need at the price your want for your commercial truck or fleet


How Much Does Commercial Truck Insurance Cost?

A commercial truck insurance policy is fairly comprehensive. Unfortunately, truck insurance has increased in price over the years. Progressive claims that their average monthly cost is $795 for specialty truckers and $931 for transport truckers. That cost is simply for Primary Liability Coverage—which is required by law. You will still need to add cargo, physical damage, and potentially more depending on the circumstances. As you begin to factor in other necessary coverages, the cost will increase.

Insurance companies use different rating factors to calculate an insurance quote and determine cost. What are those rating factors?

  • USDOT Authority

  • Cargo

  • Operating Radius

  • Vehicle Type

  • Driving History

  • Location

Insurance options can be difficult to understand and navigate, but we can help you go through your insurance options and help you nail down the right insurance company.


Customized Commercial Truck Insurance Coverage

We understand that every business owners’ needs are different. Because of that, we offer customized truck insurance policies that provide all the protection you need for one low price.

Truck-specific Coverage:

  • Motor Truck General Liability

  • Motor Truck Cargo

  • Non-Trucking Liability

  • Trailer Interchange

Coverage for the following:

  • All types of commercial trucks in most states

  • Owner/operators

  • Motor carriers

  • Private carriers


How Can I Lower my Commercial Truck Insurance Cost?

Few ways to help cut costs on a commercial truck insurance quote:

  • Maintain a good driving record (USDOT Operating History)

  • Set up your payment via electronic funds transfer (EFT), especially if driving history is sub-par

  • Opt for a higher deductible in your policy

  • Pay your premium in full

  • Insure more than one vehicle


 How can We help you?